Haryana Women Development Corporation Individual Loaning Scheme
Haryana Women Development Corporation Individual Loaning Scheme

Haryana Women Development Corporation Individual Loaning Scheme


The Haryana Women Development Corporation (HWDC) is a government agency in the state of Haryana, India that works towards the empowerment and development of women. The HWDC offers a range of loan schemes to help women start or expand businesses and become economically self-sufficient. One such scheme is the Individual Loaning Scheme, which provides financial assistance to women for starting or expanding small businesses or for purchasing equipment or machinery for their existing businesses.

Under this scheme, loans are available to women who are either self-employed or working in the unorganized sector, and who are unable to access credit from other sources. The loans are given at a low interest rate and can be used for a variety of purposes, including the purchase of raw materials, machinery, and equipment, and the expansion of existing businesses.

Objective Of This Scheme

  1. To provide financial assistance to women in Haryana to start or expand their business ventures.
  2. To promote entrepreneurship and self-employment among women in the state.
  3. To provide a platform for women to access credit and financial resources to support their businesses.
  4. To encourage economic empowerment and independence of women in Haryana.
  5. To create employment opportunities for women in the state.

Eligibility Criteria

  1. The applicant must be a resident of Haryana.
  2. The applicant must be 18 years of age or older.
  3. The applicant must be a woman.
  4. The applicant must have valid proof of identity (such as a voter ID or PAN card).
  5. Female requiring loan for project not more than Rs 1,50,000/-
  6. Income less than Rs 1,50,000/- per annum
  7. The applicant must have a viable business plan or project proposal.
  8. The applicant must have a good credit history and financial stability.
  9. The applicant must not be a defaulter of any other loan or financial institution.
  10. The applicant must provide collateral or security as per the loan requirements.


  1. Provides financial assistance to women in need
  2. Encourages self-employment and entrepreneurship
  3. Helps women become financially independent
  4. Offers flexible repayment options
  5. Provides training and guidance for business development and financial management skills
  6. Assists with the setup and expansion of small businesses
  7. Provides access to credit for women who may not qualify for traditional bank loans.

Women whose annual income does not exceed Rs. 1.50 lac per annum and whose spouse/parents are not income tax payee are eligible for assistance for economically viable projects in the following manner and the total cost of which should not exceed Rs 1.50 lakh. Subsidy 25% (Subject to a maximum of Rs 10000/-) for other categories and subsidy 25% subject to a maximum of Rs 25000/- for SC Categories w.e.f. 15-11-2019. Earlier it was only 10% (subject to a maximum of 5000/-) for all categories. Beneficiary Share 10% and Balance loan amount from Commercial/Nationalized Banks.


  1. Residence Proof (ration card/Parivar Pehchan Patra (PPP)/Family ID)
  2. Affidavit of annual income
  3. Cast Certificate

Required Documents

  • Identity proof: Aadhar card, PAN card, voter ID, driver’s license, passport
  • Residence Proof (ration card/Parivar Pehchan Patra (PPP)/Family ID)
  • Cast Certificate
  • Income proof: Salary slips, income tax returns, and bank statements showing income
  • Education proof: Educational certificates, degrees
  • Business proof: Business registration certificate, GST registration certificate, bank statement showing business income
  • Property proof: Property ownership documents, rent agreement (if applicable)
  • Any additional documents required by the corporation.

How To Apply

  1. Visit the official website of the Haryana Women Development Corporation (www.haryanawdc.gov.in).
  2. Click on the “Individual Loans” tab on the homepage.
  3. Read through the details of the Individual Loaning Scheme, including the eligibility criteria and documents required.
  4. Download and fill out the application form for the Individual Loaning Scheme.
  5. Attach all required documents with the application form.
  6. Submit the completed application form and documents to the nearest Haryana Women Development Corporation office.
  7. Wait for the approval of your loan application. If approved, you will receive the loan amount as per the terms and conditions of the Individual Loaning Scheme.

Check Your Application Status

You can visit any nationalized bank in your area to apply in this scheme

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