Apun Bahan Scheme Assam
Apun Bahan Scheme Assam

Apun Bahan Scheme Assam

About Apun Bahan Scheme

The Assam government has a program called the Apun Bahan Scheme. Its goal is to make it easier for eligible employees to buy vehicles by giving them a discount on the interest of their auto loans. The program is available to permanent residents of Assam who want to get a vehicle loan from an approved financial institution.

Full Overview: The Assam government created the Apun Bahan Scheme to help eligible residents get interest discounts on auto loans. The program is intended for people who live in Assam and are seeking housing loans from specific financial institutions, The scheme aims to make vehicle ownership more accessible to eligible employees by providing them with one-time financial assistance.


  • Providing interest discounts on auto loans for qualified employees.
  • To Promote vehicle ownership and economic growth.
  • To Simplify the process of obtaining housing loans.

Full Details Of Apun Bahan Scheme

Name of SchemeApun Bahan Scheme
AnnouncementAssam Government
State NameAssam
ImplementationUpdated On 2023
ObjectivesSimplify vehicle ownership for qualified employees through interest discounts on auto loans
IncentiveInterest subsidies on motor vehicle loansbased on loan amount and vehicle type
BeneficiariesGovernment employees in Assam seeking vehicle loans
ApplicationOngoing, always open
ProcessOnline application through Assam Government’s official website
Official Websitewww.assam.gov.in

Eligibility Criteria

  • Applicant must be an Indian citizen residing permanently in Assam.
  • The purchased residence must be located within Assam.
  • The combined annual income of the Composite Family should not exceed Rs. 20,000,000.
  • Members of the beneficiary’s composite family cannot possess a home acquired through inheritance or self-acquisition.
  • Only new housing loans sanctioned by banks in 2019-2020, of at least Rs. 5 lakhs, are eligible.
  • Government employees aged between 21 and 53 are eligible for the scheme.


  • Eligible individuals can receive a one-time financial assistance of up to INR 2,50,000 from the Assam government.
  • Subsidy amount is based on the loan amount sanctioned to the applicant.
  • Interest subsidies are applicable for vehicle loans obtained through specified financial institutions.

Required Documents

  • Passport-sized photograph.
  • Proof of identity: PAN card, voter identification card, etc.
  • Evidence of residence.
  • Validated wage slip with deductions.
  • Salary account statements for the last six months.
  • Proof of at least five years of employment.
  • Documents establishing ownership of the land.

How to Apply

  1. Visit the official Assam Government website. link given below
  2. Navigate to the “schemes and projects” menu.
  3. Select “Apun Bahan ” to access the application form.
  4. Fill in the required information and attach necessary documents.
  5. Submit the completed application to the Drawing and Disbursement Officer (DDO).
  6. The DDO will forward the application to the State Bank of India for processing and disbursement.

Eligible applicants can complete the application form for the Apun Bahan Scheme Assam on the official website, although the specific website link has not yet been notified by the government. Once the official website becomes available, applicants can easily apply for the scheme online.

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